Secure IBAN & UPI Validator

Securely verify international and domestic payment identifiers with our powerful, dual-mode validation tool. This checker provides live, API-based validation for International Bank Account Numbers (IBANs) and robust format-checking for Unified Payments Interface (UPI) IDs. Get instant, clear, and detailed feedback in real-time as you type, ensuring accuracy for financial transactions and data entry.

How It Works

Our validator offers a streamlined, interactive experience for checking payment IDs.

  1. Select a Mode: Choose between "IBAN" for international bank accounts or "UPI" for Indian payment IDs.
  2. Enter the Identifier: Type or paste the ID into the input field. The tool will begin checking as you type.
  3. Get Instant Validation: After a brief pause, the tool communicates with a validation service (for IBANs) and displays a clear "Valid" or "Invalid" result, complete with a detailed breakdown.

Key Features

  • Dual-Mode Validation:
    • Live IBAN Validation: Connects to a secure, external service (OpenIBAN) to perform a real-world check on the IBAN's structure, checksum, and bank code validity.
    • UPI Format Check: Verifies that a UPI ID follows the correct `username@handle` format.
  • Detailed Results Breakdown: A valid result provides more than just a checkmark:
    • For an IBAN, it breaks down the Country Code, Bank Name, and the Basic Bank Account Number (BBAN).
    • For a UPI ID, it separates the Username and the Payment Service Provider Handle.
  • Real-Time, Debounced Feedback: The tool intelligently waits for you to pause typing before sending a validation request, providing a smooth experience while showing "Checking..." and "Validating..." statuses.
  • Clear Visual Cues: The interface provides instant feedback with color-coded results (green/red), status icons (spinner, check, cross), and a subtle shake animation for invalid entries.
  • Convenient Tools: Includes a one-click "Paste from Clipboard" button for quick data entry and a "Clear" button to instantly reset the tool.

How to Use the Validator

  1. Step 1: Choose the Validation Mode
    Click the "IBAN" or "UPI" button at the top to select the type of ID you want to check.
  2. Step 2: Enter the ID
    Type or use the "Paste" button to enter the full identifier into the input field.
  3. Step 3: Wait for Validation
    Observe the status icon change from "Checking" to "Validating" and then to the final result.
  4. Step 4: Analyze the Breakdown
    If the ID is valid, review the detailed breakdown panel below the result for more information, such as the associated bank or username.

Find Our Tool

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